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			<titleStmt><title level='a'>MoCha: Large-Scale Driving Pattern Characterization for Usage-based Insurance</title></titleStmt>
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				<date>08/14/2021</date>
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					<idno type="par_id">10436087</idno>
					<idno type="doi">10.1145/3447548.3467114</idno>
					<title level='j'>Proceedings of the 27th ACM SIGKDD Conference on Knowledge Discovery &amp; Data Mining</title>
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					<author>Zhihan Fang</author><author>Guang Yang</author><author>Dian Zhang</author><author>Xiaoyang Xie</author><author>Guang Wang</author><author>Yu Yang</author><author>Fan Zhang</author><author>Desheng Zhang</author>
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