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Ligand-to-metal charge transfer (LMCT) excited states are capable of undergoing a wide array of photochemical reactions, yet receive minimal attention compared to other charge transfer excited states. This work provides general criteria for designing transition metal complexes that exhibit low energy LMCT excited states and routes to drive photochemistry from these excited states. General design principles regarding metal identity, oxidation state, geometry, and ligand sets are summarized. Fundamental photoreactions from these states including visible light-induced homolysis, excited state electron transfer, and other photoinduced chemical transformations are discussed and key design principles for enabling these photochemical reactions are further highlighted. Guided by these fundamentals, this review outlines critical considerations for the future design and application of coordination complexes with LMCT excited states.