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This Review synthesizes progress and outlines a new framework for understanding how land surface hazards interact and propagate as sediment cascades across Earth’s surface, influenced by interactions among the atmosphere, biosphere, hydrosphere, and solid Earth. Recent research highlights a gap in understanding these interactions on human timescales, given rapid climatic change and urban expansion into hazard-prone zones. We review how surface processes such as coseismic landslides and post-fire debris flows form a complex sequence of events that exacerbate hazard susceptibility. Moreover, innovations in modeling, remote sensing, and critical zone science can offer new opportunities for quantifying cascading hazards. Looking forward, societal resilience can increase by transforming our understanding of cascading hazards through advances in integrating data into comprehensive models that link across Earth systems.
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This content will become publicly available on August 1, 2026
AI-Enhanced Remote Sensing of Land Transformations for Climate-Related Financial Risk Assessment in Housing Markets: A Review
Amid accelerating climate change, climate-related hazards—such as floods, wildfires, hurricanes, and sea-level rise—increasingly drive land transformations and pose growing risks to housing markets by affecting property valuations, insurance availability, mortgage performance, and broader financial stability. This review synthesizes recent progress in two distinct domains and their linkage: (1) assessing climate-related financial risks in housing markets, and (2) applying AI-driven remote sensing for hazard detection and land transformation monitoring. While both areas have advanced significantly, important limitations remain. Existing housing finance studies often rely on static models and coarse spatial data, lacking integration with real-time environmental information, thereby reducing their predictive power and policy relevance. In parallel, remote sensing studies using AI primarily focus on detecting physical hazards and land surface changes, yet rarely connect these spatial transformations to financial outcomes. To address these gaps, this review proposes an integrative framework that combines AI-enhanced remote sensing technologies with financial econometric modeling to improve the accuracy, timeliness, and policy relevance of climate-related risk assessment in housing markets. By bridging environmental hazard data—including land-based indicators of exposure and damage—with financial indicators, the framework enables more granular, dynamic, and equitable assessments than conventional approaches. Nonetheless, its implementation faces technical and institutional barriers, including spatial and temporal mismatches between datasets, fragmented regulatory and behavioral inputs, and the limitations of current single-task AI models, which often lack transparency. Overcoming these challenges will require innovation in AI modeling, improved data-sharing infrastructures, and stronger cross-disciplinary collaboration.
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- Award ID(s):
- 2303575
- PAR ID:
- 10654438
- Publisher / Repository:
- MDPI Land
- Date Published:
- Journal Name:
- Land
- Volume:
- 14
- Issue:
- 8
- ISSN:
- 2073-445X
- Page Range / eLocation ID:
- 1672
- Format(s):
- Medium: X
- Sponsoring Org:
- National Science Foundation
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